
Taylor Swift, Travis Kelce, and Prenups: Why Millennials with Assets Are Saying “I Do” to Prenuptial Agreements
Millennials, Marriage Timing, and the Rise of High-Asset Prenups
As a Disclaimer: This article is intended for informational purposes only and does not constitute legal advice. Consult a qualified attorney for guidance tailored to your specific needs.
The Shift in Marriage Timing and Financial Reality
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Since 1988, Woodman Garcia-Sepulveda Law has been guiding clients through the process of creating prenuptial agreements in California with expertise and care.
Marriage isn’t what it used to be—at least not when it comes to timing. Today’s couples are tying the knot later in life, with many professionals waiting until their mid-to-late 30s to walk down the aisle. This shift has created a new financial landscape that makes prenuptial agreements not just smart—high-asset prenups are essential.
In California, where the average age of first marriage has climbed to 30 for women and 32 for men, couples are entering marriage with significantly more assets than previous generations. By their mid-30s, many have accumulated substantial wealth through real estate investments, retirement accounts, business ventures, stock portfolios, and intellectual property. The Bay Area tech boom has only accelerated this trend, with professionals in their 30s holding stock options worth hundreds of thousands—or even millions—of dollars.
This demographic shift means that the traditional model of “building wealth together” no longer applies to many couples. Instead, two financially established individuals are merging their lives, each bringing significant assets, liabilities, and future earning potential to the table. This is where prenuptial agreements become not just advisable, but critical.
High-Profile Examples: When Love Meets Smart Planning
Taylor Swift and Travis Kelce: The Billion-Dollar Question
The conversation around prenups has gone mainstream, thanks in part to high-profile couples who’ve normalized the discussion. Take Taylor Swift and Travis Kelce, for instance. With Swift’s estimated net worth exceeding $1.1 billion—built through music catalog ownership, touring revenue (her Eras Tour alone generated over $2 billion in ticket sales), merchandise, and strategic real estate investments across multiple states—she represents one of the most successful self-made entertainers in history.
Travis Kelce, while not a billionaire, brings his own substantial wealth to the relationship: a reported net worth of $50 million from his NFL career with the Kansas City Chiefs, including a four-year $57.25 million contract extension, plus lucrative endorsement deals with brands like Nike, Pfizer, and State Farm. He’s also launched his own clothing line and podcast, diversifying his income streams beyond football.
For a couple like this, a prenuptial agreement isn’t about distrust—it’s about protecting decades of individual achievement, complex intellectual property rights (Swift’s music catalog alone is valued at over $400 million), and ensuring that business interests remain separate from marital assets. Legal experts widely speculate that any marriage between Swift and Kelce would almost certainly involve a comprehensive prenup addressing everything from touring revenue to trademark rights.
Selena Gomez and Benny Blanco: Entertainment Industry Power Couple
The relationship between Selena Gomez and music producer Benny Blanco represents another fascinating case study in modern high-asset prenup considerations. Gomez, at 32, has built an estimated net worth of $800 million, making her one of the wealthiest young entertainers in the world. Her wealth comes from multiple revenue streams: music sales and touring, her role as executive producer and star of “Only Murders in the Building” (reportedly earning $6 million per season), and most significantly, her beauty brand Rare Beauty, which was valued at over $2 billion and generates hundreds of millions in annual revenue.
Benny Blanco, 36, brings his own impressive financial portfolio with an estimated net worth of $50 million. As one of the music industry’s most successful producers and songwriters, he’s created hits for artists including Ed Sheeran, Justin Bieber, Katy Perry, and Rihanna. His catalog of songwriting credits generates substantial ongoing royalty income, and he’s also invested in restaurant ventures and other business opportunities.
What makes their situation particularly interesting from a prenup perspective is the overlap in their industries. Both work in music and entertainment, both have intellectual property portfolios that generate passive income, and both have business ventures outside their primary careers. A prenup for this couple would need to carefully delineate existing IP rights, address potential future collaborations (what happens if they write songs together?), protect Gomez’s Rare Beauty empire, and ensure Blanco’s production royalties remain his separate property. This is exactly the kind of complex, industry-specific prenup that requires sophisticated legal expertise.
Hailey and Justin Bieber: Young Wealth, Smart Planning
When Hailey Baldwin married Justin Bieber in 2018, both were in their early-to-mid 20s, but already had substantial individual wealth. Justin Bieber’s net worth at the time was estimated at $285 million, built from album sales, world tours, and a music catalog that generates ongoing royalty income. Hailey, while having a smaller net worth of approximately $20 million from her modeling career with major brands like Ralph Lauren and Tommy Hilfiger, brought her own earning potential and brand partnerships.
Reports suggest the couple signed a prenuptial agreement before their South Carolina wedding ceremony in 2019. This was particularly important given Bieber’s existing assets, ongoing royalty streams, and the couple’s young age—statistically, marriages in the early 20s have higher divorce rates, making asset protection even more critical. The prenup likely addressed how future earnings would be classified, protection of pre-marital assets, and provisions for Hailey’s own growing business ventures.
Priyanka Chopra and Nick Jonas: International Assets and Complex Estates
When Priyanka Chopra (net worth estimated at $70 million) married Nick Jonas (net worth estimated at $70 million) in 2018, both brought complex international assets to the marriage. Chopra’s wealth spans Bollywood film contracts, Hollywood earnings, production company ownership, real estate in Mumbai and New York, and endorsement deals across multiple countries. Jonas’s wealth includes music royalties from the Jonas Brothers’ catalog, solo career earnings, acting income, and business investments.
What makes their situation particularly relevant for modern couples is the international complexity: assets in multiple countries, income streams subject to different tax jurisdictions, and intellectual property rights that span continents. While neither party has publicly confirmed a prenup, legal experts note that couples with such complex, international asset portfolios typically require sophisticated prenuptial agreements that address jurisdiction-specific property laws, currency considerations, and cross-border estate planning.
Zoë Kravitz and Channing Tatum: Blended Wealth and Second Marriages
The recent engagement of Zoë Kravitz and Channing Tatum highlights another important prenup scenario: second marriages with established wealth. Tatum, who went through a highly publicized divorce from Jenna Dewan in 2019, has a net worth estimated at $80 million from his acting career, production company, and various business ventures. His divorce reportedly involved complex negotiations over community property, including earnings from films made during the marriage.
Kravitz, daughter of musician Lenny Kravitz and actress Lisa Bonet, has her own net worth of approximately $10 million from acting, plus potential inheritance interests and trust fund assets. As someone who’s also been through a divorce (from Karl Glusman in 2021), she understands the importance of financial clarity in marriage.
For second marriages, prenups serve an additional purpose: protecting not just personal assets, but also ensuring that children from previous relationships maintain their inheritance rights. This is particularly important in California, where community property laws could otherwise complicate estate planning for blended families.
Ariana Grande and Dalton Gomez: The Real Estate Factor
When Ariana Grande married luxury real estate agent Dalton Gomez in 2021, the prenup considerations were particularly interesting. Grande’s net worth was estimated at $240 million, built from music sales, touring (her Sweetener World Tour grossed $146 million), and lucrative partnerships with brands like Givenchy and her own fragrance line that generates over $150 million annually in retail sales.
Gomez, while having a more modest net worth estimated at $20 million, works in high-end Los Angeles real estate, giving him unique insight into property values and asset protection. Reports indicated the couple signed a prenup before their intimate home wedding. This was particularly prudent given Grande’s substantial real estate portfolio, including a $13.7 million Montecito mansion and a $9 million Hollywood Hills home purchased during their relationship.
Their 2023 divorce filing, while sad, reportedly proceeded relatively smoothly—likely due in part to the prenuptial agreement that clearly defined asset ownership and eliminated ambiguity about property division. This is exactly what high-asset prenups are designed to do: provide clarity and reduce conflict if the marriage doesn’t work out.
Why California Professionals Are Choosing Prenups
Asset Protection in a Community Property State
California is one of only nine community property states, meaning that without a prenup, most assets acquired during marriage are split 50/50 in a divorce—regardless of who earned them. For professionals who’ve spent their 20s and early 30s building wealth, this can be particularly concerning.
Here’s what community property means in practice: If you marry at 35 with $500,000 in retirement savings and your spouse has $50,000, those pre-marital amounts remain separate property. However, any appreciation, contributions, or earnings during the marriage become community property. If you receive stock options that vest during marriage, even if granted before marriage, the vested portion is likely community property. If your business grows in value during the marriage, your spouse may have a claim to that increased value—even if they never worked in the business.
A well-drafted prenup can address all of these scenarios, clearly defining what remains separate and what becomes community property.
The Reality of Later Marriage
When you marry at 25, you’re often building wealth together from the ground up. When you marry at 37, you might be bringing:
- Real Estate: A home you purchased five years ago that’s appreciated significantly (in the Bay Area, potentially $200,000-$500,000 in appreciation), rental properties generating passive income, or commercial real estate investments
- Retirement Accounts: A 401(k) or IRA with substantial contributions—potentially $200,000-$500,000+ if you’ve been maxing out contributions since your mid-20s
- Stock Options and Equity: Vested and unvested stock options from your tech startup or established company, potentially worth hundreds of thousands or millions of dollars, RSUs (Restricted Stock Units), or equity in private companies
- Business Ownership: A business you founded and grew, whether it’s a consulting practice, tech startup, medical practice, law firm partnership, or e-commerce business
- Inheritance and Family Wealth: Money or property inherited from family members, interests in family trusts, or expected future inheritances
- Intellectual Property: Patents, trademarks, copyrights, royalty streams from creative works, or proprietary technology you’ve developed
- Professional Degrees and Licenses: While not divisible assets themselves, the enhanced earning capacity from an MBA, medical degree, or law degree obtained before marriage represents significant value
It’s Not About Trust—It’s About Clarity
Many couples hesitate to discuss prenups because they worry it signals distrust. In reality, the opposite is true. A well-crafted prenuptial agreement:
- Forces honest conversations about finances before marriage—discussing debt, spending habits, financial goals, and expectations about money management
- Clarifies expectations and reduces future conflicts by establishing clear guidelines about property ownership, financial responsibilities, and asset management
- Protects both parties’ interests fairly—a good prenup isn’t one-sided; it ensures both spouses are protected
- Can actually strengthen the relationship by removing financial ambiguity and ensuring both parties enter marriage with full transparency
- Saves significant time, money, and emotional stress if divorce occurs—couples with prenups typically have faster, less contentious divorces
- Protects family wealth and ensures inheritances remain within bloodlines, which is often important to parents and grandparents
- Addresses debt responsibility clearly—if one spouse has $150,000 in student loans, a prenup can ensure the other spouse isn’t responsible for that debt

What Should Be Included in a California Prenup?
A comprehensive prenuptial agreement for mid-to-late 30s professionals typically addresses:
- Separate Property Definition: Clearly defining what each person brings into the marriage, including specific account numbers, property addresses, business interests, and current valuations. This creates a clear baseline that can be referenced if divorce occurs.
- Business Interests Protection: Protecting companies, partnerships, or professional practices from being considered community property. This might include provisions preventing a spouse from claiming ownership interest, protecting against business valuation disputes, and ensuring business operations aren’t disrupted by divorce proceedings.
- Real Estate Ownership: Determining ownership of properties owned before marriage, how title will be held, whether appreciation during marriage remains separate or becomes community property, and what happens to jointly purchased property.
- Retirement Account Treatment: Establishing how pre-marital retirement savings will be treated, whether contributions during marriage remain separate or become community, and how employer matches and investment gains are classified.
- Stock Options and Equity Compensation: Addressing unvested stock options, RSUs, and other equity compensation—particularly important in the tech industry where these can represent the majority of compensation.
- Debt Allocation: Clarifying responsibility for student loans, business debt, credit card debt, or other obligations. This is crucial when one spouse has significant pre-marital debt.
- Spousal Support (Alimony): Setting expectations around alimony, including amount, duration, or waiving it entirely. California law allows couples to contractually agree to spousal support terms, within certain limitations.
- Inheritance Rights: Protecting family wealth, heirlooms, or expected inheritances. This can include provisions ensuring that inherited assets remain separate property even if commingled during marriage.
- Income and Expense Management: Establishing how income earned during marriage will be managed, whether joint accounts will be maintained, and how household expenses will be shared.
- Life Insurance and Estate Planning: Coordinating the prenup with life insurance policies and estate planning documents to ensure consistency.
The Woodman Garcia-Sepulveda Law Approach to Prenuptial Agreements
At Woodman Garcia-Sepulveda Law, we understand that discussing a prenup requires sensitivity, legal expertise, and a deep understanding of California family law. With over 20 years of experience in San Mateo County, we’ve helped countless couples create prenuptial agreements that protect their assets while preserving their relationships.
Our approach includes:
- Confidential consultations to understand your unique financial situation, family dynamics, and concerns
- Clear explanation of California’s community property laws and how they apply to your specific assets
- Customized agreements that reflect your specific needs and goals—no cookie-cutter templates
- Fair representation that courts will uphold—we ensure full financial disclosure, adequate time for review, and that both parties have independent legal counsel
- Transparent pricing with payment plans available—we believe protecting your assets shouldn’t break the bank
- Coordination with financial advisors, CPAs, and estate planning attorneys to ensure your prenup integrates with your overall financial plan
Common Myths About Prenups—Debunked
Myth: “Prenups are only for the ultra-wealthy.”
Reality: Anyone with assets, a business, or significant earning potential can benefit from a prenup. If you have $100,000 in retirement savings, own a home, or have student debt you want to keep separate, a prenup is relevant to you.
Myth: “Asking for a prenup will ruin the relationship.”
Reality: Couples who can discuss finances openly often have stronger marriages. If your partner refuses to discuss a prenup, that’s a red flag about financial compatibility and communication.
Myth: “Prenups aren’t romantic.”
Reality: Protecting your partner’s interests and your own is one of the most caring things you can do. It shows maturity, responsibility, and genuine care for each other’s financial well-being.
Myth: “Courts throw out prenups all the time.”
Reality: Properly drafted prenups with full disclosure and independent counsel are regularly upheld in California courts. The key is working with an experienced attorney who knows how to draft enforceable agreements.
Myth: “Prenups are only about divorce.”
Reality: Prenups also provide clarity during marriage about financial management, protect against creditors, and coordinate with estate planning to ensure your assets pass to intended beneficiaries.
When Should You Start the Prenup Conversation?
Ideally, prenuptial discussions should begin at least 3-6 months before your wedding date. California law requires that both parties have time to review the agreement, consult with independent attorneys, and make informed decisions without pressure. Specifically, California Family Code Section 1615 requires that the prenup be executed at least seven days before marriage, but courts look more favorably on agreements where both parties had substantially more time—ideally 30+ days.
Last-minute prenups signed days before the wedding are more likely to be challenged and overturned on grounds of duress or insufficient time for review. Courts want to see that both parties entered the agreement voluntarily, with full understanding, and without pressure.
Protect Your Future with Woodman Garcia-Sepulveda Law
If you’re getting married in your mid-to-late 30s and have accumulated significant assets, a prenuptial agreement isn’t pessimistic—it’s practical.
It’s about entering marriage with clarity, protection, and mutual respect for what each person has worked hard to build.
At Woodman Garcia-Sepulveda Law, we make the prenup process straightforward, confidential, and stress-free. Attorney Flora Garcia-Sepulveda brings over 20 years of family law experience and deep knowledge of San Mateo County courts to every case. We understand the unique financial landscape of the Bay Area, including tech industry compensation, real estate appreciation, and complex asset portfolios.
Ready to protect your future while planning your forever?
We can help.
Contact Woodman Garcia-Sepulveda Law today at (650) 660-1663 to schedule your confidential prenuptial agreement consultation. Let us help you start your marriage on solid legal and financial ground.
Frequently Asked Questions
How much does a prenup cost in California?
Prenuptial agreements typically range from $2,500 to $10,000+ depending on complexity. Simple prenups with straightforward assets might cost $2,500-$4,000, while complex agreements involving business valuations, multiple properties, stock options, and international assets can cost $7,000-$15,000 or more. At Woodman Garcia-Sepulveda Law, we offer transparent pricing and payment plans to make this important protection accessible.
Can a prenup protect my business?
Yes. A properly drafted prenup can protect your business from being considered community property and prevent your spouse from claiming ownership interest in your company. This is particularly important for entrepreneurs, business owners, and professionals with private practices. The prenup can specify that the business remains your separate property, address how business growth during marriage is treated, and prevent your spouse from interfering with business operations.
What makes a prenup invalid in California?
Prenups can be invalidated if they were signed under duress (too close to the wedding date), without full financial disclosure (hiding assets or debts), without independent legal counsel for both parties, if they’re unconscionably unfair to one party, or if they were obtained through fraud or coercion. This is why working with an experienced family law attorney is essential.
Can we modify a prenup after marriage?
Yes, through a postnuptial agreement. Both parties must agree to any changes, and the same legal requirements apply—full disclosure, independent counsel, voluntary execution, and fairness. Some couples choose to update their prenup after major life changes like the birth of children, significant wealth increases, or business acquisitions.
What can't be included in a California prenup?
California law prohibits certain provisions in prenups, including: child custody or child support arrangements (courts always retain jurisdiction over child-related matters based on the child’s best interests), provisions that promote divorce, illegal activities, or anything that violates public policy. You also cannot completely waive spousal support if it would make one spouse eligible for public assistance.
How is a high-asset prenup different from a regular prenup?
While a standard prenup may address basic financial arrangements—like separating bank accounts, debt, or small-scale property—a high-asset prenup is tailored for individuals or couples with significant or complex wealth. This can include multiple properties, business ownership, stock options, intellectual property, or high future earning potential. High-asset prenups are typically more detailed and legally comprehensive to ensure all substantial assets and income streams are properly protected.
Whether you’re a tech professional with stock options worth millions, a business owner who’s built a company from the ground up, a real estate investor with multiple properties, or simply someone who’s worked hard to build wealth before marriage, Woodman Garcia-Sepulveda Law can help you create a prenuptial agreement that protects your interests and provides peace of mind.
We serve clients throughout San Mateo County, including Redwood City, Palo Alto, Menlo Park, San Mateo, Belmont, and surrounding communities. Our deep knowledge of local courts, judges, and procedures ensures your high-asset prenup will be drafted to withstand scrutiny and protect your assets for years to come.
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Considering a California prenuptial agreement? Our Redwood City family law firm helps professionals, entrepreneurs, and couples protect what matters most.
Call (650) 660-1663 or visit our contact page to speak with an experienced California family law attorney about your high-asset prenup agreement needs. Your future self will thank you.
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